This is what I thought was going on yesterday when I received this email.
Thank you for your payment of $150.00 from paypal.
I was freaking out!!!
Thankfully it is resolved, but it is always a huge reminder to be careful not give out your password (which I did not do).
How strong is your password?
Here is a great guideline from paypal that will help protect your password, they also have added protection if you think you need that. They do this automatically if someone cracks your password.
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Email from paypal;
Thanks for contacting PayPal. I appreciate the opportunity to assist you
with your questions.
After 10 minutes of loading:
If you invited me to try and crack your password, you know the one that
you use over and over for like every web page you visit, how many
guesses would it take before I got it?
Let’s see… here is my top 10 list. I can obtain most of this information
much easier than you think, then I might just be able to get into your
e-mail, computer, or online banking. After all, if I get into one I’ll
probably get into all of them.
1. Your partner, child, or pet’s name, possibly followed by a 0 or 1
(because they’re always making you use a number, aren’t they?)
2. The last 4 digits of your social security number.
3. 123 or 1234 or 123456.
4. “password”
5. Your city, or college, football team name.
6. Date of birth – yours, your partner’s or your child’s.
7. “God”
8. “letmein”
9. “money”
10. “love”
Statistically speaking that should probably cover about 20% of you. But
don’t worry. If I didn’t get it yet it will probably only take a few
more minutes before I do…
Hackers and I’m not talking about the ethical kind, have developed a
whole range of tools to get at your personal data. And the main
impediment standing between your information remaining safe, or leaking
out, is the password you choose. (Ironically, the best protection people
have is usually the one they take least seriously.)
One of the simplest ways to gain access to your information is through
the use of a Brute Force Attack. This is accomplished when a hacker uses
a specially written piece of software to attempt to log into a site
using your credentials.
So, how would one use this process to actually breach your personal
security? Simple. Follow my logic:
*You probably use the same password for lots of stuff right?
* Some sites you access such as your Bank or work VPN probably have
pretty decent security, so I’m not going to attack them.
* However, other sites like the Hallmark e-mail greeting cards site, an
online forum you frequent, or an e-commerce site you’ve shopped at might
not be as well prepared. So those are the ones I’d work on.
* So, all we have to do now is unleash Brutus, wwwhack, or THC Hydra on
their server with instructions to try say 10,000 (or 100,000 – whatever
makes you happy) different usernames and passwords as fast as possible.
* Once we’ve got several login+password pairings we can then go back and
test them on targeted sites.
* But wait… How do I know which bank you use and what your login ID is
for the sites you frequent? All those cookies are simply stored,
unencrypted and nicely named, in your Web browser’s cache. (Read this
post to remedy that problem.)
And how fast could this be done? Well, that depends on three main
things, the length and complexity of your password, the speed of the
hacker’s computer, and the speed of the hacker’s Internet connection.
Assuming the hacker has a reasonably fast connection and PC here is an
estimate of the amount of time it would take to generate every possible
combination of passwords for a given number of characters. After
generating the list it’s just a matter of time before the computer runs
through all the possibilities – or gets shut down trying.
Pay particular attention to the difference between using only lowercase
characters and using all possible characters (uppercase, lowercase, and
special characters – like @#$%^&*). Adding just one capital letter and
one asterisk would change the processing time for an 8 character
password from 2.4 days to 2.1 centuries.
Password Length |All Characters | Only Lowercase
| |
3 characters | 0.86 seconds | 0.02 seconds
4 characters | 1.36 minutes | 046 seconds
5 characters | 2.15 hours | 11.9 seconds
6 characters | 8.51 days | 5.15 minutes
7 characters | 2.21 years | 2.23 hours
8 characters | 2.10 centuries | 2.42 days
9 characters | 20 millennia | 2.07 months
10 characters | 1,899 millennia | 4.48 years
11 characters | 180,365 millennia | 1.16 centuries
12 characters | 17,184,705 millennia | 3.03 millennia
13 characters | 1,627,797,068 millennia | 78.7 millennia
14 characters | 154,640,721,434 millennia | 2,046 millennia
Remember, these are just for an average computer, and these assume you
aren’t using any word in the dictionary. If Google put their computer to
work on it they’d finish about 1,000 times faster.
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Now, I could go on for hours and hours more about all sorts of ways to
compromise your security and generally make your life miserable – but
95% of those methods begin with compromising your weak password. So, why
not just protect yourself from the start and sleep better at night?
Believe me, I understand the need to choose passwords that are
memorable. But if you’re going to do that how about using something that
no one is ever going to guess AND doesn’t contain any common word or
phrase in it.
Here are some password tips:
1. Randomly substitute numbers for letters that look similar. The letter
‘o’ becomes the number ‘0′, or even better a ‘@’ or ‘*’. (i.e. -
m0d3ltf0rd… like modelTford)
2. Randomly throw in capital letters (i.e. – Mod3lTF0rd)
3. Think of something you were attached to when you were younger, but
DON’T CHOOSE A PERSON’S NAME! Every name plus every word in the
dictionary will fail under a simple brute force attack.
4. Maybe a place you loved, or a specific car, an attraction from a
vacation, or a favorite restaurant?
5. You really need to have different username / password combinations
for everything. Remember, the technique is to break into anything you
access just to figure out your standard password, and then compromise
everything else. This doesn’t work if you don’t use the same password
everywhere.
6. Since it can be difficult to remember a ton of passwords, I recommend
using Roboform. It will store all of your passwords in an encrypted
format and allow you to use just one master password to access all of
them. It will also automatically fill in forms on Web pages, and you can
even get versions that allow you to take your password list with you on
your PDA, phone or a USB key.
7. Once you’ve thought of a password, try Microsoft’s password strength
tester to find out how secure it is.
Another thing to keep in mind is that some of the passwords you think
matter least actually matter most. For example, some people think that
the password to their e-mail box isn’t important because “I don’t get
anything sensitive there.” Well, that e-mail box is probably connected
to your online banking account. If I can compromise it then I can log
into the Bank’s Web site and tell it I’ve forgotten my password to have
it e-mailed to me. Now, what were you saying about it not being
important?
Often times people also reason that all of their passwords and logins
are stored on their computer at home, which is save behind a router or
firewall device. Of course, they’ve never bothered to change the default
password on that device, so someone could drive up and park near the
house, use a laptop to breach the wireless network and then try
passwords from this list until they gain control of your network – after
which time they will own you!
Now I realize that every day we encounter people who over-exaggerate
points in order to move us to action, but trust me this is not one of
those times. There are 50 other ways you can be compromised and punished
for using weak passwords that I haven’t even mentioned.
I also realize that most people just don’t care about all this until
it’s too late and they’ve learned a very hard lesson. But why don’t you
do me, and yourself, a favor and take a little action to strengthen your
passwords and let me know that all the time I spent on this article
wasn’t completely in vain.
Please, be safe. It’s a jungle out there.
Thanks for sharing your concerns with us. We value what you have to say,
and we know situations like this can be difficult. If you have more
questions, visit our Help Center by clicking “Help” in the top right
corner of any PayPal page.
Sincerely,
Crystal
PayPal Consumer Support
PayPal, an eBay Company
“How I’d hack your weak passwords”
I got this from a website
(http://digg.com/security/How_I_d_Hack_Your_Weak_Passwords)


I can recommend Sticky Password Manager. It is better then Roboform, since it is integrated into the browser – no toolbar and it also works with applications.
http://www.stickypassword.com
Thanks Jimmy
Happy holidays
solid post , really good view on the subject and very well written, this certainly has put a spin on my day, many thanks from the USA and observe up the good work
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